The Americans have a slightly different tilt on insolvency, in that they're looking to save the company to the detriment, you could almost say, of other stakeholders, such bond holders and shareholders. We don't have that flexibility, which means that our companies are more vulnerable when they're in trouble. That's what I was driving at. We chose not to address that, though.
Say on pay—CEO and executive compensation—was another one. From what I could read, there were arguments on both sides of the coin, but we chose not to deal with it. I'd like to understand why, because from my understanding, many other jurisdictions in the world—the United States, the U.K.—have dealt with some form of say on pay.