Thank you, Mr. Chair.
I would like to thank all the witnesses for coming again. I'll start off with Stephanie down there at the end because everybody has left her alone so far.
It was very interesting what you were saying about where they cut off the line of the family. I wonder if you could explain that in a little more detail. Is that just a presumption on your side that if I was to telemarket my cousin, and he was mad, he could lay a charge against me? Is it a presumption or has that happened?
Could you clarify the family situation a little bit more, please?