Even in the finding in the Blackstone case, the initial fine was $650,000 or something. They had to appeal that to the commission. The staff hit them heavily. The commission reduced it to whatever it was, $25,000 or $50,000, a twelfth of the original.
That's some of what's going on. People are feeling they need to settle. But if there's absolutely no way you can afford it, then you're going to run the gauntlet.