Thank you, and I'll be sharing some of my time with David as well.
First of all, thanks for the presentations, everyone.
Bill, I want to start with you and some of the questions and answers we've been getting around charities—and I appreciate your excellent testimony—and how the CASL may or may not affect not only the charities. A lot of charities, for example, smaller charities in Sault Ste. Marie, seem to hire people for either a small event or a small fundraising effort outside of “USH”—the universities, schools, and hospitals. If the charities are exempt, how about the people who are working to help the charities? Do you have any comments on that?