I think maybe you could tighten up the exemptions. There are areas where there's an overlap. In the GIC regulations, there's the exemption where, if you're a business and you have a relationship, you can send to another business. But then there's the existing business relationship exemption. If you're a business, you already likely fall under the existing business relationship exemption, so there's an overlap there.
I'm sure you heard about subsection 6(6).