That's exactly where I wanted to go. You took the words out of my mouth when you said that not only do they not have the financial resources, but also they do not have the capacity to do this.
If you're talking about a small business, an SME that has anywhere from 10 to 15 people, and they are focusing on, let's say, innovation and the environment, they may not have the capacity. How do we safeguard against it?