Thank you, Madam Chair. I'm sorry I didn't get on in time.
I asked that question before and gave you details, because that is a program that could be active right now, but it still doesn't really get to the depth of the problem with regard to where the industry is at.
Ms. Grynol, I would like to ask you a question. With regard to the hoteliers, especially the smaller owners, if they don't get this type of support now, are there just going to be basically a lot of bankruptcies and units being put out on the market? If that's the case, should we be looking at something even bolder to deal with that, because one way or another they are going to default?
Give us a snapshot as to how significant that is.