Liquidity is the biggest issue that we are grappling with right now. If you put 10 things in front of me and said, “but I can fix the BCAP or liquidity”, I would say please fix that, because that is what we're hearing from everybody.
As I mentioned, in the survey we did in July—and I know the Hotel Association has done other surveys also related to that program—people are waiting months to get an answer, any answer at all, and most people in the tourism sector across the board are being told, “You are too risky. We are not going to take the chance.” Some have even told us—