Go, Bombers, go.
I want to send my questions over to Ms. Grynol. Thank you for spending time from your holidays in this committee meeting and also supporting the hotel sector while you're doing that.
This is the industry committee and not the finance committee. I know that the finance committee is looking at financial models. When we talk about liquidity, I've been working with a local major chain in Guelph, as well as bed and breakfasts in Guelph and a conference centre in Guelph, which are very different business models, and they all rely on visitors, of course. In terms of the hotel and the conference centre, the rental of the space and the food and service that go along with it quite often provide the profit for the organization more than room rentals. Also, there are deposits that have been paid by not-for-profits or by weddings that are not going to happen, and in the next fiscal year, those deposits are still sitting on the books and will affect cash flow.
Could you maybe speak to the liquidity piece? I know we've had loans through BDC and EDC, usually with a credit union. As you pointed out, banks are not usually financing hotels. Could you maybe expand on the liquidity a little bit for us, please, just so we can understand how that industry works?