Yes, it is happening. I think as our demographic continues to age, our world is moving to a more mobile cellular network type of environment certainly. I think we can all concur that this doesn't necessarily eliminate the problem.
I think it's twofold. If they're simply eliminating their land lines, there's obviously concern that only adds fuel to the fire of social isolation and to the concern that if something is wrong, how we will get in touch with these people to make sure they're safe and okay.
Again, with regard to the cellular network piece of it, we get just as many fraud calls on our cellular devices as we do on our land lines. I definitely think we're seeing that. I think it's concerning, because it only adds more concern regarding the potential risks to those individuals.