Thank you.
I'm going to quickly move over Ms. Jones.
You mentioned, Ms. Jones, the length of time for members to get access to things, and it's interesting, because many of the regulations we have in place are because of bad actors.
Look at housing, for example. How many people are doing renovations under the table and without permits, affecting everything from insurance cost rates to public safety and so forth? A lot of people think that it doesn't really matter: “I don't have to get that deck permit,” “I don't have to get this,” or “I don't have to get that.” I know in my neighbourhood, on my street, somebody's had to have the municipal building inspector out on a regular basis just because they won't follow the rules. This is a person who owns a business and is very much known in the community who has to have enforcement.
What do we do about those situations? I don't get up any day and come to this job, thinking, “I can't wait to get another regulation in place.” That doesn't do any good for my small business people, but we have to pour in all kinds of money for the public. Is there anything we can do to maybe get the bad actors out of the way?