If I understand the idea correctly, it would be fewer charges for smaller businesses, less burden for smaller business—a divide.
Certainly we should do everything we can to keep the regulatory burden reasonable for all businesses, and there are certain areas where as you grow there may be a need for more regulations and some of those regulations and the burden associated with them could be limited to bigger businesses. You see some of that in the system, but there's probably opportunity to leverage that more than we do currently.