Thank you, Madam Chair, and thank you to all the witnesses for your testimony today.
I would like to start with Mr. Kotak.
Mr. Kotak, in your opening remarks you said:
Businesses are expected to comply but are unaware. I even found federal agencies who really wanted to help and answer my questions, but were unsure how best to address my inquiries. This is a major barrier to our competitiveness.
Can you expand on that, sir?