Sure. Maybe I can take a quick stab at that.
There's no question that a lot of distressed companies have been kept afloat through emergency financial assistance from the government over the course of the pandemic. A lot of business supports have been extended through this year, but the question is what happens when some of those supports are withdrawn. I think markets are wondering whether there's going to be a wave of insolvencies later on or whether we're going to see continued ad hoc means to keep these firms afloat.