No other country has the same legislative environment as Canada. Does any country have our exact solution? Probably not.
If you look at the United States, for example, you see that it has a pension benefit guaranty corporation. That's a national entity that guarantees pensions. The last time I checked, a couple of years ago, if your pension failed when you were 65, you would be guaranteed a pension of up to $60,000 a year, and it goes up every year.
The United States can do that because it has a national pension regime. The United States has also given that corporation the power to go in and compel companies to put more into their pensions and to compel companies to change their investment risk portfolio. These are enormous powers.
Would something like that be good for Canada? Probably, but I'm not sure how you would get around the jurisdictional problems, in that we have 11 different pension jurisdictions in Canada. If we could solve that, it would be a great way to go, but again, our environment is quite different from other environments around the world.