Thanks, Mr. Yussuff. I want to ask another couple of questions, because what you're saying is what I'm verifying from the other parties from talking to them, especially after the Sears bankruptcy: It was that something had to be done.
Yes, there were legislative changes in 2019, but it was just a bunch of makeup. It didn't do anything to secure and safeguard pensions. I think all parties agree that we need to do something.
Maybe I can ask you this, Mr. Roberts: What is the best way to address the unfunded liability or the solvency deficit of pension plans without affecting the ability of companies to raise capital? What is your suggestion?