Thank you, Madam Chair.
Thank you to each of the witnesses. I found your testimony to be very helpful.
I will start off with Mr. Zigler.
Mr. Zigler, you did say that Bill C-253 can be problematic. However, you did offer some solutions.
We have heard that, should Bill C-253 be adopted, it will effectively discourage companies from having defined benefit plans going forward. What would you say to that?