Governance knows that rules change. Anyone who's sat on a corporate governance committee or anyone who's ever negotiated contracts knows that you need to keep up with the laws. Canada has been so far behind the U.S., the U.K. and even Australia. The street knows that this needs to happen and is coming. Already, it's being built in.
A three-year notice period, in our respectful view, is appropriate, even when there are existing contractual loan guarantees. It's enough for the underlying loan support system to work through that process.