I think if you left it open-ended like that, it clearly would be a problem, but Laura and I have been talking about three years to get your house in order, which is a reasonable amount of time. If you took an alternate view, it would be some form of go-forward, as Mr. Poilievre mentioned, although, again, I would have concern about how you set that cut-off date so that you don't get a rush of companies signing in for deals and avoiding the pension liability going forward.
From our perspective, certainly the three-year period gives enough time for the companies to reorganize and the lenders to reorganize what they're doing.