It's another challenge we face at the federal level with this idea of an insurance pool. It's an obvious idea to have, but then you create, obviously, material risks if the federal government is loaning out money but then provincial governments are walking away from their obligations, potentially.
Mr. Book, I saw you nodding your head at one point. I'd be interested in other panellists' views on whether we should leave the legislation as is or whether they think it would be preferable to establish a cap as it relates to the superpriority.
I'm starting with Mr. Book.