Right, but I guess what I have a hard time believing is that it would be in the interest of management to throw away pension funds on extremely risky lottery-type investments. That would more likely reduce the overall value of the pension fund and make it harder still to raise money under this bill.
I think what it would actually do is force management to get the pensions in order now. If you're a CEO, and your lenders are all telling you, “Listen, the big obstacle to lending to you is that you don't properly fund your pension fund,” the first thing you're going to do is try to find a way to fund your pension plan, because it's in your interest or else you can't borrow. Then your shareholders are going to say, “Mr. CEO, why can't you borrow any money? Why won't anybody lend to you?” and then you'll have to say to them, “Well, it's because I didn't fund my pension plan and that comes first in a liquidation.”
That's the incentive I think this bill creates, and I think that's a positive—