Yes, I just have a follow-up question.
You're essentially saying that this would be adverse in interest to the employees as well on certain occasions.
This is my fundamental question. Over the course of the past decade, we've seen many companies manage to work through a liquidation and actually manage to save the farm, if you will. What would the impact of this have been if it had been in effect? Some or all of these companies that we understand have restructured would probably not have had that opportunity. Would that be correct?