Sure, absolutely.
Australia went beyond the financial sector and created a full customer data right. I mentioned that it includes telecommunication, but also energy and so on. Basically, it's a government-led model. It's led by the treasury, which is kind of like our own treasury. It's also mandated into three separate entities: the equivalent of the Privacy Commissioner, the equivalent of the competition and market authority, and another one which is in charge of the technical evolution of it, meaning everything about standards.
It's really a government-led model, in collaboration with the industry and some specific stakeholder groups. I think it's great, because it gives power and really great protection to the consumer.