I would like to make a few comments. One of the lessons we have learned, I think, is that in the years to come, even if there is a crisis, people may still ask questions about what has been done. It is important to maintain proper processes. That is my explanation. Everything must be well documented, and reliable data must show that judgment was exercised and that the processes were in place.
In my opinion, the exercise conducted by Raymond Chabot Grant Thorton and the action plan demonstrate that there were weaknesses and that they needed to be addressed. It is as simple as that, in my opinion.