I'll let my colleagues weigh in as well.
The value chain for the processing of financial information in particular is a multi-stage value chain. It involves multiple players outside the initial collector because there are people in the value chain for financial services who do very different things.
There's the initial piece about the payment, transaction and point of sale, which potentially collects the initial information. It then needs to continue along the value chain to ultimately allow the funds to come out of your bank account and get paid to the people who are supposed to receive them. By suggesting that this is generally sensitive information, it will require express consent, which means that you need to expressly consent for every single step along that value chain, because each one of those things is considered a disclosure. At minimum, that upends a significant number of current business processes, but it will create a significant amount of responsibility for the individual to allow for the movement of their financial data and allow for the continued fulfillment of their economic needs.
I'll turn to the team to see if they want to add anything.