Thank you.
I do appreciate that. It's a fair question because at times our committee overlaps with other things, but this is an industry issue because it's across the board and it also involves regulation. It's not just percentages. It also involves the Privacy Commissioner and so forth, so I do appreciate that. However, what happens sometimes in this place, and I've seen this at industry committee, is that some stuff gets punted over to finance where later on it doesn't get the coverage it needs, especially when they have budgets and other things. It's seen as just that, as a numbers issue.
This, to me, is broad-range industry abuse that's taking place, and it's a competition issue, which involves the Competition Bureau. That's how I pushed it before with the Capital One issue. I wrote the competition commissioner for that. For those reasons, I believe it's in-house for us to deal with. We have kind of dealt with some of those things before. We had the first one of your studies, Mr. Chair, with regard to financing and so forth. We have had that before. We've touched on these things that have led to other committees kind of copycatting us later on so, if somebody wants to copycat us later on this, I'm okay with that, but I really believe it's industry-wide.
I thank the member for that. The Competition Bureau, the Privacy Commissioner and it being industry-wide is why it belongs in-house here.