Do you find it would be beneficial to...?
Mr. Hannah talked about relationships, and I'm happy to hear that. A lot of what you're doing is affecting people's everyday lives.
With that said, seeing the positions some folks might find themselves in, do you think a good direction to take would be creating more of a relationship with your customers with respect to that financial literacy? I won't use the word “flagging”. I'll use the word “communicating” and being transparent with respect to what your thoughts are on some of the positions some of these folks are finding themselves in.