Perhaps I could pick up on the previous discussion about opportunities for price comparisons.
This is taking a step back, but we were discussing the potential of open banking earlier. It really has been touted as one of the potential opportunities if we can get open banking implemented in Canada. It is not only allowing customers easier switching. It is also allowing new competitors to come into the market to help them compare the other offers out there, see what the options are and then let competition work for them by easing switching.