I'm sorry to cut you off. I need to go quickly.
I don't mean to be disrespectful. You're doing what you can within the confines of what you're doing, but I don't need researchers or academics anymore. I need people on the ground floor helping people with their debt problems in places where they can be reached. Academics and researchers are part of the tribunal; they're part of all the decision-making for everything. They're the last people I need to help on this.
Do I have any more time, Mr. Chair?