I'm sure you do research whenever the government changes policies or announces a proposal to make a change in policies.
Ms. McWhinnie, do you have any information on what I said? I can repeat it. For 90% of businesses whose credit card sales are less than $300,000, the interchange rate was reduced to 0.95%. However, these small businesses account for just 20% to 30% of total credit card sales, so for 70% to 75% of credit card sales, the interchange rate has barely moved down—maybe from 1.4% to 1.3%. Is my analysis correct?