I went to law school in Windsor, so I know that phenomenon well, non-international roaming.
It's yes and no. Regarding disclosure, you can put cancerous hearts and lungs on cigarette packs, but people will still smoke. We alluded to debt being like gaming. It's addictive. It's a crutch. People can't afford their lives right now. It's because essential services like energy, telecom and fair credit.... The cost of all these things is going through the roof. You get issued a new credit card. That issuing agent is not telling you, “Well, let's look at all the other credit cards you have and do the monthly run, in terms of how that's going to catch up with you over time.” That would be the type of disclosure that I think would really.... That would be the cancerous lung on the cigarette pack of the debt world.
I think it could shock people, but it doesn't fix the underlying issue of interest rates being borderline criminal.