You're three minutes over, Mr. Masse. Given that it's your study, you have credit on time here.
I'll take a minute to echo what you were saying, Mr. Masse, and ask a question of the Financial Consumer Agency.
I noticed that a lot of young people now turn to Reddit and other such platforms to seek advice and information on their credit and finances. Are you on Reddit or other such platforms, and is that part of the plan to reach younger Canadians?