If I understand your question correctly, you're asking what sorts of products fintech companies are building to help Canadians avoid things like predatory lenders.
I'd say they're doing a wide range of things. On the example I gave earlier, where two fintech lenders could have tried to take my business and get me to lock into a mortgage before two rate reduction announcements, they didn't do that. Instead, they said that there were likely going to be announcements to reduce interest rates further and to wait, and they could save me money.
There are plenty of good stories about some of our members helping Canadians build their credit score with their rent payments. We have some companies in the membership that help Canadians invest their money and grow their wealth in a very transparent and simple way.
I can follow up after this meeting with a short list of companies and the sorts of products they offer that get at what you're concerned with.