Okay. They've agreed to the discount.
A year and a half ago, the government announced there would be a 0.95%—or 1%, essentially—reduction in those rates. It's taken us a year and a half to get to the point where, two weeks ago, they announced it.
Chase is participating. Is Global Payments one of your members? They've agreed. Is Moneris one of your members? No. Is Square a member? TD merchant services is not one of yours.
Okay. All of those have agreed.
Is Fiserv one of your members? Apparently, they have not responded to any requests. Do you know what Fiserv is going to do?