I call this meeting to order.
Our chair is on the way, but I will start the meeting, as he's asked me to in his absence.
Welcome to meeting number 140 of the House of Commons Standing Committee on Industry and Technology.
Before we begin, there's the usual thing about the earpieces. Please be careful for our translators. There's a nice little sticker on the table to place the earpiece on away from the microphone so that we don't get feedback.
Pursuant to the motion adopted on Thursday, September 19, 2024, the committee is resuming its study on credit card practices and regulations in Canada.
We are pleased to welcome our witnesses today. We have Julie Kuzmic, senior compliance officer at Equifax Canada. She's responsible for consumer advocacy. We have Alexander Vronces, executive director of Fintechs Canada. We have a third witness, Margaret Yu, who is currently having some trouble logging in.
Why don't we proceed right now with the opening statements for five minutes? We'll begin with Ms. Kuzmic, from Equifax Canada