We did pass through the reduction. For our flat-rate customers, we're shielding them from what would otherwise be an increase. The government's announcement, the expectation, is effectively to say there are some small businesses and other small businesses, and we're going to treat them differently. That is inherently in conflict with a flat-rate pricing model, which treats the whole class of businesses with the same price. We could split it up, and then if there is another expectation in the future, then we're splitting it up again. Then what about other cost increases?
We would be moving from a world where many small businesses, particularly small businesses over larger businesses, which value that simple price, would suddenly lose that, and they would be cast into a fluctuating world of interchange-plus pricing that is very technically difficult to manage, it's—