What has been shown is that these agreements do not apply to anyone, except maybe a hairdresser working out of their home. There are no agreements.
Mr. Brownlee, I am going to do the same exercise with you. You represent convenience store owners. Assume that the average customer—which is not the case, I am being very generous with Visa and Mastercard—buys a bag of chips for $8.00, a can of Coke for $5.00, and a 6/49 lottery ticket for $2.00. By my calculation, to be eligible for the agreement with Mastercard, the merchant must not take in over $480 per day. To be eligible for the agreement with Visa, the merchant must not make more than $625 in sales a day. In a convenience store open 18 hours a day year-round, if more than one person buys a can of Coke every 30 minutes, no merchant is eligible.
Explain how these agreements serve any purpose for your members.