Thank you, Mr. Chair.
Thank you, witnesses, for being here at this early start in the morning.
My first question is for Mr. Brownlee.
Mr. Brownlee, you represent convenience stores, small businesses across the country. We've had testimony, and most people know that these merchant fees range between 1% to 3%. On average, what do your businesses pay as a percentage of sales, the merchant fee that charges a percentage of sales?