Okay, nice. That's actually gone down. It was 13.9% when I looked online, so if it's 12.99%, I must have missed something.
I just note that all of you are within a percentage point of each other. When I looked at what your various travel cards are worth, every single one of you was 20.99%. When you look historically, there was a gap between credit card rates and interest rates of 2% in the 1980s. It was only 2%. Do you guys know what that gap is today?
RBC, do you know what it is? Do you know what the gap is today between your high-interest rate cards and what the going interest rate is today?