The card product is different from other lending products in the sense that you can use it anywhere. It helps almost grease the wheels of commerce, whether you're tapping it at the transit station or whether you're travelling abroad and using it somewhere else. There are various benefits associated with cards. With the value, convenience and choice that are provided to the customer, a credit card is a different product, and we make sure, even within the credit cards, that we provide that choice to let the customer choose what kinds of cards they want based on their needs.
On October 28th, 2024. See this statement in context.