Yes. Don't worry, I'll take that into account when allotting your time.
I'd also like to point out that we are joined today by representatives of five national banks that provide services to the 25% of Canadians who speak French, but they haven't spoken a single word in French. Nor are they accompanied by people from their teams, of whom there are certainly many, who could have spoken some French before the committee. I find that somewhat puzzling.
Mr. Savard‑Tremblay.