Thank you, Mr. Chair.
Thank you for the good questions, Mr. Garon.
It's interesting. We talk about labelling on cigarettes and other things, but my credit card has an inducement to use it more for getting points. There is advertising on my credit card to do that. One of the recommendations I am thinking about is a warning label on credit cards that reminds us about debt, or something like that—some message you can pull out for financial literacy, because, really, it has shifted to trying to induce us. I really appreciated Mr. Garon's questioning. I'm interested in that Australian study, too.
Ms. Lang, maybe it's because I'm left-handed—so I see things differently and have to operate in this world differently than most people do—but it seems—
Mr. Badawey is making fun of me, which is fine.