We're not suggesting to discontinue the use of credit cards. We just need to make sure that people are aware of the risks of using credit cards and make sure that how they're spending their money is more visible and tangible. It's similar to the problems of “tipflation” these days. People are tipping, and there are lots of fuzzy regulations around tipping right now. People are tipping on taxes, and people don't know that.
On October 31st, 2024. See this statement in context.