To conclude, I have a concern to submit to you. We all agree that there may come a time when a person has financial problems and, unfortunately, has to use a credit card to buy food. In certain circumstances, we would prefer them to use it rather than not eat.
Having said that, there remains a reality, that of information. Why would it be a bad thing if someone applying for new credit had more information? How could it hinder a person’s decision-making when applying for new credit?