I call this meeting to order.
Good afternoon, everyone.
Happy Halloween.
Welcome to meeting number 143 of the House of Commons Standing Committee on Industry and Technology.
Before we begin, I would like to invite all participants here in Ottawa to review the guidelines for best practices for earpieces and microphones to prevent audio feedback incidents. The purpose of these directives is to protect the health and safety of everyone, but especially of our interpreters, whom we thank for their work.
Pursuant to the motion adopted on Thursday, September 19, 2024, the committee is resuming its study of credit card practises and regulations in Canada.
Today, we are pleased to welcome our witnesses.
From Agri-Food Analytics Lab, we have Sylvain Charlebois, senior director, who is here in person. He's also a professor at Dalhousie University. Mr. Charlebois is accompanied by Samantha Taylor, senior instructor of accountancy and information sciences at Dalhousie University. Thank you for joining us.
From the Office of the Superintendent of Bankruptcy, we have Superintendent Elisabeth Lang joining us by video conference. I would also like to thank her for being with us so early on this Thursday morning.
You each have five minutes for your opening remarks.
Without further ado, I give the floor to Mr. Charlebois.