Thank you very much to everybody for attending today.
I'll start off with CFIB, if that's all right.
Mark Carney is a special adviser to the Liberal Party, but we all know he's advising the Prime Minister. He is the de facto finance minister of this government. He also happens to be sitting on the board of Stripe, as you alluded to earlier. He has also said that they will not be passing on savings to consumers through a government-led initiative.
Given that you guys represent small businesses that would stand to benefit from these cost savings, do you have any thoughts on Mr. Carney's effectively saying no to his own government's initiative?