I know I'm wrapping up here, but I have a quick comment. I know that CFIB had advocated for the Canada carbon rebate for small businesses. I know that's in addition to the interchange fee reductions that we've negotiated. I feel like these are two big wins for our small businesses across Canada—600,000 businesses getting $2.5 billion that's going to go out between December 15 and the end of December.
Can you comment on that, Mr. Kelly?