Good afternoon, everyone.
I call this meeting to order.
Welcome to meeting number 144 of the House of Commons Standing Committee on Industry and Technology.
Before we begin the meeting, I would like to ask the in‑person participants to take note of the instructions on the small card in front of them. The instructions concern good practices for the use of microphones and earpieces. This affects the health and safety of everyone, especially the interpreters, whom I want to thank for their work.
Pursuant to the motion adopted on Thursday, September 19, 2024, the committee is resuming its study of credit card practices and regulations in Canada.
From the Canadian Federation of Independent Business, we're pleased to be joined today by Daniel Kelly, president and chief executive officer; and Michelle Auger, senior policy analyst, national affairs. From the Centre for Future Work, we have Jim Stanford, economist and director. He's joining us by video conference. From the Peoples Group Ltd., we have Anne Butler, chief legal officer. I would like to welcome all the witnesses and thank them for coming.
Each witness has five minutes to give their opening remarks. There will then be a discussion with all the members of Parliament.
Without further ado.... Actually, with further ado, I just want to take a small moment to wish a very happy birthday to MP Perkins, whose birthday it is today. He's not listening, and it's a good thing, because he didn't want it to be publicly communicated.
Happy birthday, MP Perkins.
On that note, Mr. Kelly and Madame Auger, the floor is yours for five minutes.