It was interchange fees, but not interest rates. I appreciate that. That's actually a very good response, in terms of giving me the inventory of the people you consulted with.
Was it just on the interchange fees, or did it also include the interest rates? Absent in some of the testimony you provided just now were furniture stores and other buy-now, pay-later businesses, which are other groups and organizations we've heard from.
Was it just focused mostly on the interchange?