That's interesting.
I have a last question, and perhaps it's for Mr. Light.
Payment processors are citing the increase in GST/HST and the change in ruling—I won't get into it; you know what we're talking about—on certain fees as the reason they can't or aren't passing the savings from the interchange fees on Visa and Mastercard along to consumers.
Were you lobbied by payment processors? Did you hear a lot of feedback from payment processors that they didn't want that change to GST/HST made? Was there a lobbying effort within the department on behalf of payment processors to have GST applied to the fees? There was a court ruling, and I believe there was a change in policy to ensure that the GST did apply. Was that something that was heavily lobbied in your department by payment processors?